Description Fees
Upgrade Fee
Upgrade to iKort Plus 980
Load Limits
Minimum initial load (included payment for the card kr. 1.795) 4.000
Minimum initial load – iKort Plus (included payment for the card kr. 1.985) 5.000
Maximum initial load 420.000
Maximum initial load –  iKort Plus 585.000
Maximum load at a time 420.000
Maximum reload per day – iKort Plus 585.000
Load Fees & Limits
iKort loaded with credit card 2.5%
SMS/Internet Card to Card transfer (of transfered amount) 1%
Load to iKort ISK 10000 or more. 0
Load to iKort less than ISK 10000. 75
Maximum card balance 420.000
Maximum card balance – iKort Plus 1.500.000
Maximum daily spend 420.000
Maximum daily spend – iKort Plus 585.000
Maximum daily ATM withdrawal Up to 100.000
(depends on the ATM)
Maximum number of loads per day 3
Reteil purchase fees
Retail purchases transaction – Iceland. 0
Retail purchases transaction – outside Iceland 0
Retail transaction refund 3.780
Declined transaction fee 185
ATM Fees
ATM withdrawal Domestic Flat Rate 285
ATM withhdrawal Domestic 2,55%
ATM withdrawal – Outside Iceland Flat Rate 650
ATM withdrawal – Outside Iceland 2,95%
SMS Fees
PIN by SMS – Initial Enquiry 0
PIN by SMS – Subsequent Enquiries 500
SMS balance enquiry check 45
SMS card block / unblock 45
SMS card to card transfer 1%
Customer Service Transactions
Call to Customer Service Number – Balance enquiry 150
Call to Customer Service Number – other issues than balance enquiry and to inform about lost or stolen card: Phone number 572-2000 0
Administration Fees
Monthly service charge 725
Foreign exchange mark-up (of transactions in a currency other than ISK) 3,55%
Inactivity fee (after 90 days of inactivity) 549
Closure
Replacement card (lost/stolen/ expired) 1.900
Cancellation Fee 980